Does it ever feel like something or that someone else is controlling the direction of your life. I was pondering this thought this morning while praying and meditating. In quiet reflextion you will be amazed by the thoughts and themes that flow throught your mind. I consider the well being of my clients everyday. I may not contact them daily but I am certainly thinking about them, and what I can do for them. This morning I was dogged by this thought about who is really on the Drivers seat. Most people do believe that there is a greater Spiritual Being than ourselves. Not everyone cares to call the being God though. I was thinking about the activities I have planned for the week. How many appointments can I make, how many will be kept, how many will be cancelled or rescheduled. In all of this activity, how much of it am I really in control of. I am surprised by what I believe to be true. I am actually in control of my life, my relationships, the work activities I am engaged in, how many times a week I want to worship. What I am also surprised by, is that I am in charge until I die. From that moment on, my destiny is in the hands of a greater being than myself. This was a sobering thought. Every choice I make now will add up to what happens to me after death.

     I brought these thoughts to this page to make my point salient. Being in the drivers seat brings with it alot of resposibilities. From my perspective, one of our greatest responsibilities is how we take care of ourselves, our family and our loved ones. Again not everyone is going to agree. I accept this and I wish you all the best, for the rest of us, I urge you to consider your ways. Are you doing the best you can for yourselves and your loved ones. As you may have figured out I care about your futures, Spiritually Financially and Relationally. I am not your Minister but I care about where you ultimately end up. I care about where you are Financially and I am here to give advise and help sort out the details of your finances to help you find your path. Insurance, once again is money for a future use. In death many things take place, one of these is the settling up of your debts. Death taxes are to be paid. Yes the CRA will be there to settle your acccount. the Mortgage will still need to be settled, as well as other debts. Insurance can cover all of these obligations, and leave your family comfortable. Insurance is a conscience choice, if you will. A love offering that expresses your feelings beyond death. I am here to talk to you and help you plan.

Reuben